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(max-width:1024px){.etapes-v2__track{grid-template-columns:repeat(3,minmax(0,1fr));gap:2rem 1.25rem}.etapes-v2__rail,.etapes-v2__rail-fill{display:none}}@media (max-width:560px){.section-etapes-v2{padding:4rem 0}.etapes-v2__track{grid-template-columns:1fr;gap:1.75rem}.etape-v2{flex-direction:row;text-align:left;align-items:flex-start;gap:1rem}.etape-v2__node{margin-bottom:0;box-shadow:none;flex-shrink:0}.etape-v2__lead{max-width:none}.etape-v2>*{align-self:flex-start}.etape-v2{display:grid;grid-template-columns:60px 1fr;grid-template-rows:auto auto auto auto;column-gap:1rem;row-gap:.2rem}.etape-v2__node{grid-row:1 / span 4}.etape-v2__num,.etape-v2__title,.etape-v2__lead,.etape-v2__tag{grid-column:2}.etape-v2__tag{justify-self:start}}.insurance-cta{position:relative;margin-top:3.5rem;border-radius:var(--radius-2xl,24px);overflow:hidden;isolation:isolate;min-height:360px;display:flex;align-items:center;justify-content:center;box-shadow:0 32px 80px -28px rgb(15 23 42 / 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img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;transition:transform .6s var(--ease-out)}.service-card--photo:hover .service-card__bg img{transform:scale(1.05)}.service-card__veil{position:absolute;inset:0;background:linear-gradient(180deg,rgb(15 23 42 / .82) 0%,rgb(15 23 42 / .92) 100%),radial-gradient(circle at 50% 25%,rgb(249 115 22 / .22) 0%,transparent 55%)}.service-card--photo>*:not(.service-card__bg){position:relative;z-index:1}.service-card--photo .service-card__icon{background:rgb(255 255 255 / .14);border:1px solid rgb(255 255 255 / .22);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}.service-card--photo .service-card__icon svg{stroke:#fff}.service-card--photo:hover .service-card__icon{background:rgb(249 115 22 / .55);border-color:rgb(249 115 22 / .7)}.service-card--photo .service-card__title{color:#fff}.service-card--photo .service-card__text{color:rgb(255 255 255 / .82)}.service-card--photo 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rgb(255 255 255 / .08);border-radius:var(--radius-xl);padding:1.75rem;display:flex;flex-direction:column;gap:.65rem;transition:transform .25s var(--ease-out),background .25s var(--ease-out),border-color .25s var(--ease-out)}.urgence-v3__card:hover{transform:translateY(-3px);background:rgb(255 255 255 / .07);border-color:rgb(249 115 22 / .35)}.urgence-v3__card-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:.35rem}.urgence-v3__card-icon{width:44px;height:44px;background:rgb(249 115 22 / .12);border:1px solid rgb(249 115 22 / .28);border-radius:12px;display:flex;align-items:center;justify-content:center;color:var(--color-orange)}.urgence-v3__card-icon svg{width:20px;height:20px}.urgence-v3__card-rank{font-family:var(--font-heading);font-size:1.75rem;font-weight:900;color:rgb(255 255 255 / .09);line-height:1;letter-spacing:-.03em}.urgence-v3__card-title{font-family:var(--font-heading);font-size:1.0625rem;font-weight:700;color:#fff;line-height:1.3;margin:0;overflow-wrap:anywhere}.urgence-v3__card-text{font-size:.875rem;color:rgb(255 255 255 / .7);line-height:1.55;margin:0}.urgence-v3__trust{list-style:none;padding:1.5rem;margin:0 0 2.5rem;display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;background:rgb(255 255 255 / .04);border:1px solid rgb(255 255 255 / .08);border-radius:var(--radius-xl)}.urgence-v3__trust-item{display:flex;align-items:center;gap:.75rem;padding:0 .5rem;border-right:1px solid rgb(255 255 255 / .08);min-width:0}.urgence-v3__trust-item:last-child{border-right:none}.urgence-v3__trust-icon{flex-shrink:0;width:36px;height:36px;background:rgb(249 115 22 / .14);border:1px solid rgb(249 115 22 / .3);border-radius:10px;display:flex;align-items:center;justify-content:center;color:var(--color-orange)}.urgence-v3__trust-icon 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var(--color-orange-glow)}.urgence-v3__btn--primary:hover{box-shadow:0 20px 40px -10px var(--color-orange-glow)}.urgence-v3__btn--ghost{background:rgb(255 255 255 / .06);color:#fff;border:1px solid rgb(255 255 255 / .2);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}.urgence-v3__btn--ghost:hover{background:rgb(255 255 255 / .12);border-color:rgb(255 255 255 / .35)}.urgence-v3__btn-arrow{display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;background:rgb(255 255 255 / .18);border-radius:50%;font-size:1rem;transition:transform .25s var(--ease-out)}.urgence-v3__btn--primary:hover .urgence-v3__btn-arrow{transform:translateX(3px)}@media (max-width:1024px){.urgence-v3__grid{grid-template-columns:1fr}.urgence-v3__trust{grid-template-columns:repeat(2,1fr)}.urgence-v3__trust-item:nth-child(2){border-right:none}.urgence-v3__trust-item:nth-child(1),.urgence-v3__trust-item:nth-child(2){border-bottom:1px solid rgb(255 255 255 / 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0}.svc-content-body{display:grid;grid-template-columns:1fr 280px;gap:3rem;align-items:start}.svc-content-text__body{font-size:1.0625rem;color:#475569;line-height:1.75}.svc-content-text__body p{margin:0 0 1rem}.svc-content-text__body p:last-child{margin-bottom:0}.svc-content-text__body h3{font-family:var(--font-heading);font-size:1.1875rem;font-weight:700;color:var(--navy);margin:1.75rem 0 .875rem}.svc-content-text__body ul{margin:0 0 1rem;padding-left:1.25rem;display:flex;flex-direction:column;gap:.4rem}.svc-content-text__body li{position:relative;padding-left:.25rem;color:#374151}.svc-content-text__body li::marker{color:var(--color-orange)}.svc-content-aside{display:flex;flex-direction:column;gap:1.25rem;position:sticky;top:calc(var(--header-h, 72px) + 1.5rem)}.svc-aside-stat{background:linear-gradient(135deg,var(--navy) 0%,#0f172a 100%);border:1px solid rgb(249 115 22 / .18);border-radius:16px;padding:1.5rem 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1fr;position:static}.svc-aside-trust{grid-column:1 / -1}}@media (max-width:600px){.svc-content-aside{grid-template-columns:1fr 1fr}.svc-content-section{padding:3rem 0}.svc-content-inner{gap:1.75rem}}.why-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:.625rem;margin:1.5rem 0 0}.why-card{display:flex;align-items:center;gap:.875rem;background:#F8FAFC;border:1px solid #E2E8F0;border-radius:12px;padding:.875rem 1rem;transition:border-color .2s,box-shadow .2s,background .2s}.why-card:hover{border-color:rgb(249 115 22 / .3);background:#fff;box-shadow:0 4px 16px -8px rgb(15 23 42 / .1)}.why-card__n{flex-shrink:0;width:34px;height:34px;background:linear-gradient(135deg,var(--navy,#1E3A5F) 0%,#0f172a 100%);border-radius:9px;display:flex;align-items:center;justify-content:center;font-family:var(--font-heading);font-size:.6875rem;font-weight:800;color:var(--color-orange,#F97316);letter-spacing:.03em;position:relative;overflow:hidden}.why-card__n::after{content:'';position:absolute;inset:0;background:radial-gradient(circle at 70% 25%,rgb(249 115 22 / .28) 0%,transparent 60%);pointer-events:none}.why-card__t{font-size:.9375rem;font-weight:500;color:#374151;line-height:1.4}@media (max-width:640px){.why-cards{grid-template-columns:1fr}.why-card{padding:.75rem .875rem}}@media (prefers-reduced-motion:reduce){@keyframes pulse-orange{from{box-shadow:none}to{box-shadow:none}}.btn--phone{animation:none}.hero-split__badge-dot::after{animation:none}}